February 24, 2018
CAI Insurance Agency

Voluntary Benefit Programs

Miscellaneous - IMA1016.jpgVoluntary Employee Benefit Programs such as Dental, Life and Disability Insurance offer employers a fantastic opportunity to expand their benefit package. Voluntary Benefits can help smaller employers compete for talent against national firms without costing a fortune. Most programs come at no charge to the employer.

In addition to the obvious values of increased employee retention and the ability to offer a complete suite of benefits to prospective employees, Voluntary Benefits offer huge advantages to employees. In many cases, employees who can't qualify for Life or Disability Insurance on their own due to health concerns WILL qualify for coverage under a group program. Group underwriting is typically simplified or limited which means more people qualify for coverage - which can be a huge relief for people who have had a health issue or two. Prices are usually discounted, as well, meaning your employees can get more bang for their buck - all resulting from their relationship with their employer.


Some Typical Voluntary Benefit Offerings:
  • Group Dental Insurance
  • Group Life Insurance
  • Group Long & Short Term Disability Insurance
  • Group Long Term Care Insurance